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Courtesy Buick GMC 

It's Tax Time

    Tips on How to Spend Your Tax Return in 2024

    It's tax season again! If you're like the lucky ones this means you're going to be getting a tax refund. So what exactly are YOU thinking of spending your tax refund on? A third of Americans spend their refund on an auto-related purchase. For this reason we have outlined a few ideas for you. Think of it as your car-friendly tax refund. If you need new tires, are overdue on maintenance, or looking to upgrade the car, truck, or SUV you're currently driving, our LAFAYETTE Buick and GMC dealership is a good place to start. There are various ways to spend your refund, but here are just the most common ones.
    1. Use Your Tax Refund for a Down Payment on a New Car
      This is one of the most popular ways to utilize your tax refund. If you're like many Americans with poor or bad credit, using your tax refund is a great opportunity to make a large down payment. This will likely open up auto financing options that may otherwise not be available to you. A considerable down payment will demonstrate to the dealership that you're a serious car buyer and might also help you receive a loan with lower monthly payments, making buying a car much more financially possible. Use our payment calculator to get an idea of what your payments might be.  
    2. Get Repairs or Upgrades on Your Current Car or Truck
      Maybe it's a new set of tires to improve gas mileage or an essential tune-up that's overdue. A well-maintained car can last well beyond 100,000 miles. Routine maintenance as well as the occasional upgrade might not be as thrilling as driving off the lot in a brand-new car, but it's a fantastic way to stretch your dollars...and the life of your car. Schedule service online!
    3. Used Your Tax Refund on a Used Car
      Used cars are an option if you are looking to find a reliable car but don't want to spend too much money. Sometimes used cars can have a bad reputation, but that's not the case at a respectable dealership like Courtesy Buick GMC. Don't allow the miles on the odometer fool you. Those miles prove that by using good care and maintenance a used car can still be a reliable car. It's unlikely that a used car will still be under warranty, so it's important to make sure you buy your used car or SUV from a trusted dealer, like Courtesy Buick GMC. We inspect all our used cars for safety and reliability. That way you can rest assured that you're getting a car with a great price to quality ratio, and one that will last for many years to come. Shop our used car inventory!
    4. Lease a Car in LAFAYETTE
      The general rule on an auto leases is that when you put down a bigger down payment, your monthly payments will likely be lower. With that larger down payment, your lease payments will be more manageable, and you may be able to upgrade to a vehicle that you otherwise may not be able to through purchasing. While you're here take a look at our current lease offers.
    5. Reduce Your Existing Car Loan with Your Tax Refund
      Placing a nice, big payment towards an existing car loan will allow you to get one step closer to becoming free of debt. You can make an extra payment, which helps you pay off the loan quicker, or lower the balance, which will reduce your interest over time. Additionally it is a smart idea to call your lender to see what they think is the better action to take in your particular situation. 
    6. Refinance Your Existing Auto Loan
      Did you know you may be able to restructure a pre-existing car loan? If your car loan has a high interest rate or you've improved your credit history since getting the loan, it may be possible to utilize your tax refund as leverage and structure a much better loan with lower monthly payments. You may also make use of a portion of your tax refund to lower the principal and obtain an improved interest rate on the balance. 
    We hope you've found this tax refund guide helpful. Feel free to call our Finance Department at (337) 326-4983 with any questions you have about how we can help you make the most of your tax refund. Courtesy Buick GMC has been serving LAFAYETTE and neighboring communities for many years, and people have come to rely on us for all their automotive needs. We want to see you get the most for your tax refund, so drop by our Buick and GMC dealership to browse our new and used cars this tax season.

      Tax Return Car Deals & SPECIALS

      GM Military Offer*

      Select 2024 Buick Encore GX

      • Take Retail Delivery By 01-02-2025
      Offer Disclosure
      *Eligible military personnel includes Active Duty members, Reservists, National Guard members, Veterans and Retirees of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmmilitaryappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
      Select 2024 Buick Encore GX

        Current Buick GMC Lessee Loyalty Cash*

        Select 2024 Buick Encore GX

        • Take Retail Delivery By 12-02-2024
        Offer Disclosure
        *Must show proof of a current lease through GM Financial of a 2019 model year or newer Buick or GMC vehicle at least 30 days prior to the new vehicle sale. Not available with special financing and some other offers. Must take new retail delivery by 12/02/2024.
        Select 2024 Buick Encore GX

          Dealer Discount*

          Select 2024 Buick Encore GX

          • Take Retail Delivery By 11-30-2024
          Offer Disclosure
          *Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
          Select 2024 Buick Encore GX

            Purchase Allowance for Current Eligible Non-GM Owners and Lessees*

            Select 2024 Buick Encore GX

            • Take Retail Delivery By 12-02-2024
            Offer Disclosure
            *Must be a current owner of a 2010 model year or newer non-GM vehicle or a current lessee of a 2010 model year or newer non-GM vehicle for at least 30 days prior to new vehicle sale. Customer will be eligible to use this offer towards the supported purchase of one of the new select models. Not available with lease and some other offers. Must take new retail delivery by 12/02/2024.
            Select 2024 Buick Encore GX

              GM First Responder Offer*

              Select 2024 Buick Encore GX

              • Take Retail Delivery By 01-02-2025
              Offer Disclosure
              *Must be a current Firefighter, Police, EMT/Paramedic, or 911 Dispatcher. First Responders employed by federal, state or municipal governments may be subject to restrictions that limit their ability to accept this offer. Accordingly, this offer is void unless permitted by applicable federal, state and municipal laws, regulations, rules, ordinances, policies, codes of conduct, and other directives or standards regarding ethics and gift acceptance by the applicable federal, state or municipal employees. By accepting this offer, you verify that doing so complies with all laws, regulations, policies or other restrictions regarding ethics or gift acceptance that apply to you. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmfirstresponderappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
              Select 2024 Buick Encore GX

                0.9% APR for 36 Months and No Monthly Payments for 90 Days for Well-Qualified Buyers When Financed w/ GM Financial*

                Select 2024 Buick Encore GX

                • Take Retail Delivery By 12-02-2024
                Offer Disclosure
                *Deferred monthly payments for 90 days. Must finance with GM Financial. Down payment required at signing, if applicable. Offer not available in PA. Some customers may not qualify. Not available with lease and some other offers. 0.9% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $28.16 for every $1000 you finance. Average example down payment is 10.0%. Not available with leases and some other offers. Must take new retail delivery by 12/02/2024.
                Select 2024 Buick Encore GX

                  0.9% APR for 36 Months and No Monthly Payments for 90 Days for Well-Qualified Buyers When Financed w/ GM Financial*

                  Select 2024 Buick Envision

                  • Take Retail Delivery By 12-02-2024
                  Offer Disclosure
                  *Deferred monthly payments for 90 days. Must finance with GM Financial. Down payment required at signing, if applicable. Offer not available in PA. Some customers may not qualify. Not available with lease and some other offers. 0.9% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $28.16 for every $1000 you finance. Average example down payment is 10.0%. Not available with leases and some other offers. Must take new retail delivery by 12/02/2024.
                  Select 2024 Buick Envision

                    GM First Responder Offer*

                    Select 2024 Buick Envision

                    • Take Retail Delivery By 01-02-2025
                    Offer Disclosure
                    *Must be a current Firefighter, Police, EMT/Paramedic, or 911 Dispatcher. First Responders employed by federal, state or municipal governments may be subject to restrictions that limit their ability to accept this offer. Accordingly, this offer is void unless permitted by applicable federal, state and municipal laws, regulations, rules, ordinances, policies, codes of conduct, and other directives or standards regarding ethics and gift acceptance by the applicable federal, state or municipal employees. By accepting this offer, you verify that doing so complies with all laws, regulations, policies or other restrictions regarding ethics or gift acceptance that apply to you. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmfirstresponderappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
                    Select 2024 Buick Envision

                      Purchase Allowance*

                      Select 2024 Buick Envision

                      • Take Retail Delivery By 12-02-2024
                      Offer Disclosure
                      *Not available with special financing, lease and some other offers. Must take new retail delivery by 12/02/2024.
                      Select 2024 Buick Envision

                        GM Military Offer*

                        Select 2024 Buick Envision

                        • Take Retail Delivery By 01-02-2025
                        Offer Disclosure
                        *Eligible military personnel includes Active Duty members, Reservists, National Guard members, Veterans and Retirees of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmmilitaryappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
                        Select 2024 Buick Envision

                          Current Buick GMC Lessee Loyalty Cash*

                          Select 2024 Buick Envision

                          • Take Retail Delivery By 12-02-2024
                          Offer Disclosure
                          *Must show proof of a current lease through GM Financial of a 2019 model year or newer Buick or GMC vehicle at least 30 days prior to the new vehicle sale. Not available with special financing and some other offers. Must take new retail delivery by 12/02/2024.
                          Select 2024 Buick Envision

                            GM Military Offer*

                            Select 2024 GMC Acadia

                            • Courtesy Price: $55,530*
                            • Stock Number: 2241029
                            • Take Retail Delivery By 01-02-2025
                            Offer Disclosure
                            *Eligible military personnel includes Active Duty members, Reservists, National Guard members, Veterans and Retirees of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmmilitaryappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
                            Select 2024 GMC Acadia

                              GM First Responder Offer*

                              Select 2024 GMC Acadia

                              • Courtesy Price: $55,530*
                              • Stock Number: 2241029
                              • Take Retail Delivery By 01-02-2025
                              Offer Disclosure
                              *Must be a current Firefighter, Police, EMT/Paramedic, or 911 Dispatcher. First Responders employed by federal, state or municipal governments may be subject to restrictions that limit their ability to accept this offer. Accordingly, this offer is void unless permitted by applicable federal, state and municipal laws, regulations, rules, ordinances, policies, codes of conduct, and other directives or standards regarding ethics and gift acceptance by the applicable federal, state or municipal employees. By accepting this offer, you verify that doing so complies with all laws, regulations, policies or other restrictions regarding ethics or gift acceptance that apply to you. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmfirstresponderappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
                              Select 2024 GMC Acadia

                                Eligible Lessee Cash Allowance*

                                Select 2024 GMC Acadia

                                • Courtesy Price: $55,530*
                                • Stock Number: 2241029
                                • Take Retail Delivery By 12-02-2024
                                Offer Disclosure
                                *Must show proof of a current lease of a 2019 model year or newer GM or non-GM passenger car or truck at least 30 days prior to the lease of a new GM vehicle through GM Financial. Customer remains responsible for current lease payments. Not available with some other offers. Must take new retail delivery by 12/02/2024.
                                Select 2024 GMC Acadia

                                  GM Military Offer*

                                  Select 2024 GMC Canyon

                                  • Take Retail Delivery By 01-02-2025
                                  Offer Disclosure
                                  *Eligible military personnel includes Active Duty members, Reservists, National Guard members, Veterans and Retirees of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmmilitaryappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
                                  Select 2024 GMC Canyon

                                    1.9% APR for 36 Months for Well-Qualified Buyers When Financed w/ GM Financial*

                                    Select 2024 GMC Canyon

                                    • Take Retail Delivery By 12-02-2024
                                    Offer Disclosure
                                    *1.9% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $28.6 for every $1000 you finance. Average example down payment is 19.1%. Not available with leases and some other offers. Must take new retail delivery by 12/02/2024.
                                    Select 2024 GMC Canyon

                                      GM First Responder Offer*

                                      Select 2024 GMC Canyon

                                      • Take Retail Delivery By 01-02-2025
                                      Offer Disclosure
                                      *Must be a current Firefighter, Police, EMT/Paramedic, or 911 Dispatcher. First Responders employed by federal, state or municipal governments may be subject to restrictions that limit their ability to accept this offer. Accordingly, this offer is void unless permitted by applicable federal, state and municipal laws, regulations, rules, ordinances, policies, codes of conduct, and other directives or standards regarding ethics and gift acceptance by the applicable federal, state or municipal employees. By accepting this offer, you verify that doing so complies with all laws, regulations, policies or other restrictions regarding ethics or gift acceptance that apply to you. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmfirstresponderappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
                                      Select 2024 GMC Canyon

                                        Dealer Discount*

                                        Select 2024 GMC Sierra 1500

                                        • Take Retail Delivery By 11-30-2024
                                        Offer Disclosure
                                        *Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
                                        Select 2024 GMC Sierra 1500

                                          Lease Cash*

                                          Select 2024 GMC Sierra 1500

                                          • Courtesy Price: $45,715*
                                          • Stock Number: 2240719
                                          • Take Retail Delivery By 12-02-2024
                                          Offer Disclosure
                                          *Must take new retail delivery by 12/02/2024.
                                          Select 2024 GMC Sierra 1500

                                            Bonus Cash*

                                            Select 2024 GMC Sierra 1500

                                            • Take Retail Delivery By 12-02-2024
                                            Offer Disclosure
                                            *Not available with some other offers. Must take new retail delivery by 12/02/2024.
                                            Select 2024 GMC Sierra 1500

                                              Trade Assistance*

                                              Select 2024 GMC Sierra 1500

                                              • Take Retail Delivery By 12-02-2024
                                              Offer Disclosure
                                              *Must trade in a 2010 model year or newer vehicle. Not available with lease and some other offers. Must take new retail delivery by 12/02/2024.
                                              Select 2024 GMC Sierra 1500

                                                Purchase Allowance*

                                                Select 2024 GMC Sierra 1500

                                                • Take Retail Delivery By 12-02-2024
                                                Offer Disclosure
                                                *Not available with special financing, lease and some other offers. Must take new retail delivery by 12/02/2024.
                                                Select 2024 GMC Sierra 1500

                                                  GM Military Offer*

                                                  Select 2024 GMC Sierra 1500

                                                  • Take Retail Delivery By 01-02-2025
                                                  Offer Disclosure
                                                  *Eligible military personnel includes Active Duty members, Reservists, National Guard members, Veterans and Retirees of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmmilitaryappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
                                                  Select 2024 GMC Sierra 1500

                                                    Lease Cash Allowance*

                                                    Select 2024 GMC Sierra 1500

                                                    • Take Retail Delivery By 12-02-2024
                                                    Offer Disclosure
                                                    *Must take new retail delivery by 12/02/2024.
                                                    Select 2024 GMC Sierra 1500

                                                      Customer Reviews (634Reviews)

                                                      4.6
                                                      View Inventory Read More Reviews

                                                      The dealership was good. However the...

                                                      4
                                                      The dealership was good. However the scheduled service was slow considering we had an appointment.
                                                      LAFAYETTE
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                                                      2023 Buick Envision LRBFZMR44PD164530

                                                        Vic is a good communicator

                                                        5
                                                        Vic is a good communicator
                                                        LAFAYETTE
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                                                        2024 GMC 1500 Sierra 1GTUUHE88RZ142950

                                                          We had a great salesman and finance guy....

                                                          5
                                                          We had a great salesman and finance guy. They both made the whole process smooth.
                                                          SULPHUR
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                                                          2024 GMC Yukon XL 1GKS2GKD3RR300513

                                                            Professional

                                                            5
                                                            Professional
                                                            VILLE PLATTE
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                                                            2016 GMC Canyon 1GTG5CE34G1120571

                                                              Bradley was very helpful and very...

                                                              5
                                                              Bradley was very helpful and very willing to work with us. Enjoyed the experience with him.
                                                              LAKE CHARLES
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                                                              2024 GMC Yukon 1GKS1BKD4RR395346

                                                                Everything was great, took a little...

                                                                4
                                                                Everything was great, took a little longer to sign papers than what I was expecting
                                                                BOYCE
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                                                                2024 GMC 1500 Sierra 3GTPHDED5RG428763

                                                                  Great experience!

                                                                  5
                                                                  Great experience!
                                                                  YOUNGSVILLE
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                                                                  2024 Buick Encore GX KL4AMBSL9RB195149

                                                                    This was my first time negotiating a...

                                                                    5
                                                                    This was my first time negotiating a deal for an automobile. I've previously always had friends who worked in the the business and took care of everyt...
                                                                    LAFAYETTE
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                                                                    2024 GMC Terrain 3GKALMEG1RL393732

                                                                      Easy and straightforward

                                                                      5
                                                                      Easy and straightforward
                                                                      LAFAYETTE
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                                                                      2025 GMC 1500 Sierra 3GTUUEEL5SG128898

                                                                        Good service advisors and planned service

                                                                        5
                                                                        Good service advisors and planned service
                                                                        LAFAYETTE
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                                                                        2020 GMC Acadia 1GKKNLLSXLZ139498