Tips on How to Spend Your Tax Return in 2024
It's tax season again! If you're like the lucky ones this means you're going to be getting a tax refund. So what exactly are YOU thinking of spending your tax refund on? A third of Americans spend their refund on an auto-related purchase. For this reason we have outlined a few ideas for you. Think of it as your car-friendly tax refund. If you need new tires, are overdue on maintenance, or looking to upgrade the car, truck, or SUV you're currently driving, our LAFAYETTE Buick and GMC dealership is a good place to start. There are various ways to spend your refund, but here are just the most common ones.
- Use Your Tax Refund for a Down Payment on a New Car
This is one of the most popular ways to utilize your tax refund. If you're like many Americans with poor or bad credit, using your tax refund is a great opportunity to make a large down payment. This will likely open up auto financing options that may otherwise not be available to you. A considerable down payment will demonstrate to the dealership that you're a serious car buyer and might also help you receive a loan with lower monthly payments, making buying a car much more financially possible. Use our payment calculator to get an idea of what your payments might be. - Get Repairs or Upgrades on Your Current Car or Truck
Maybe it's a new set of tires to improve gas mileage or an essential tune-up that's overdue. A well-maintained car can last well beyond 100,000 miles. Routine maintenance as well as the occasional upgrade might not be as thrilling as driving off the lot in a brand-new car, but it's a fantastic way to stretch your dollars...and the life of your car. Schedule service online! - Used Your Tax Refund on a Used Car
Used cars are an option if you are looking to find a reliable car but don't want to spend too much money. Sometimes used cars can have a bad reputation, but that's not the case at a respectable dealership like Courtesy Buick GMC . Don't allow the miles on the odometer fool you. Those miles prove that by using good care and maintenance a used car can still be a reliable car. It's unlikely that a used car will still be under warranty, so it's important to make sure you buy your used car or SUV from a trusted dealer, like Courtesy Buick GMC . We inspect all our used cars for safety and reliability. That way you can rest assured that you're getting a car with a great price to quality ratio, and one that will last for many years to come. Shop our used car inventory! - Lease a Car in LAFAYETTE
The general rule on an auto leases is that when you put down a bigger down payment, your monthly payments will likely be lower. With that larger down payment, your lease payments will be more manageable, and you may be able to upgrade to a vehicle that you otherwise may not be able to through purchasing. While you're here take a look at our current lease offers. - Reduce Your Existing Car Loan with Your Tax Refund
Placing a nice, big payment towards an existing car loan will allow you to get one step closer to becoming free of debt. You can make an extra payment, which helps you pay off the loan quicker, or lower the balance, which will reduce your interest over time. Additionally it is a smart idea to call your lender to see what they think is the better action to take in your particular situation. - Refinance Your Existing Auto Loan
Did you know you may be able to restructure a pre-existing car loan? If your car loan has a high interest rate or you've improved your credit history since getting the loan, it may be possible to utilize your tax refund as leverage and structure a much better loan with lower monthly payments. You may also make use of a portion of your tax refund to lower the principal and obtain an improved interest rate on the balance.
We hope you've found this tax refund guide helpful. Feel free to call our Finance Department at (337) 326-4983 with any questions you have about how we can help you make the most of your tax refund. Courtesy Buick GMC has been serving LAFAYETTE and neighboring communities for many years, and people have come to rely on us for all their automotive needs. We want to see you get the most for your tax refund, so drop by our Buick and GMC dealership to browse our new and used cars this tax season.
Tax Return Car Deals & SPECIALS
SIGN AND DRIVE*
Select 2024 Buick Encore GX
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $343/month for 39 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 BUICK Encore GX FWD Preferred with an MSRP of $26,895.
Based on due at signing amount of $0 (after all offers).
39 monthly payments total $13,377.
38 monthly payments total $13,034.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 06-03-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2024 Buick Envista*
Select 2024 Buick Envista
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $179/month for 24 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 BUICK Envista FWD Preferred with an MSRP of $23,495.
Based on due at signing amount of $4,742 (after all offers).
24 monthly payments total $4,296.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 06-03-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2024 GMC Canyon*
Select 2024 GMC Canyon
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $279/month for 36 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 GMC Canyon Short Crew 2WD Elevation with an MSRP of $37,595.
Based on due at signing amount of $8,449 (after all offers).
36 monthly payments total $10,044.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 06-03-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
SIGN AND DRIVE*
Select 2024 GMC Terrain
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $379/month for 39 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 GMC Terrain FWD SLE with an MSRP of $30,095.
Based on due at signing amount of $0 (after all offers).
39 monthly payments total $14,781.
38 monthly payments total $14,402.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 06-03-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
Dealer Discount*
Select 2023 Buick Envision
- Take Retail Delivery By 05-31-2024
Offer Disclosure
*Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
GM Military Offer*
Select 2023 Buick Envision
- Take Retail Delivery By 01-02-2025
Offer Disclosure
*Eligible military personnel includes Active Duty members, Reservists, National Guard members, Veterans and Retirees of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmmilitaryappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
Lease Cash Allowance*
Select 2023 Buick Envision
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Must take new retail delivery by 06/03/2024.
Purchase Allowance for Current Eligible Non-GM Owners and Lessees*
Select 2023 Buick Envision
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Must be a current owner of a 2010 model year or newer non-GM vehicle or a current lessee of a 2010 model year or newer non-GM vehicle for at least 30 days prior to new vehicle sale. Customer will be eligible to use this offer towards the supported purchase of one of the new select models. Not available with lease and some other offers. Must take new retail delivery by 06/03/2024.
Current Buick GMC Lessee Loyalty Cash*
Select 2023 Buick Envision
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Must show proof of a current lease through GM Financial of a 2019 model year or newer Buick or GMC vehicle at least 30 days prior to the new vehicle sale. Not available with special financing and some other offers.
Must take new retail delivery by 06/03/2024.
Bonus Cash*
Select 2023 Buick Envision
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Not available with some other offers. Must take new retail delivery by 06/03/2024.
0.9% APR for 36 Months and 90 Day Payment Deferral for Well-Qualified Buyers When Financed w/ GM Financial*
Select 2023 Buick Envision
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Deferred monthly payments for 90 days. Must finance with GM Financial. Down payment required at signing, if applicable. Offer not available in PA. Some customers may not qualify. Not available with lease and some other offers. 0.9% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $28.16 for every $1000 you finance. Average example down payment is 17.3%. Not available with leases and some other offers. Must take new retail delivery by 06/03/2024.
GM First Responder Offer*
Select 2023 Buick Envision
- Take Retail Delivery By 01-02-2025
Offer Disclosure
*Must be a current Firefighter, Police, EMT/Paramedic, or 911 Dispatcher. First Responders employed by federal, state or municipal governments may be subject to restrictions that limit their ability to accept this offer. Accordingly, this offer is void unless permitted by applicable federal, state and municipal laws, regulations, rules, ordinances, policies, codes of conduct, and other directives or standards regarding ethics and gift acceptance by the applicable federal, state or municipal employees. By accepting this offer, you verify that doing so complies with all laws, regulations, policies or other restrictions regarding ethics or gift acceptance that apply to you. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmfirstresponderappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
GM First Responder Offer*
Select 2023 GMC Acadia
- Take Retail Delivery By 01-02-2025
Offer Disclosure
*Must be a current Firefighter, Police, EMT/Paramedic, or 911 Dispatcher. First Responders employed by federal, state or municipal governments may be subject to restrictions that limit their ability to accept this offer. Accordingly, this offer is void unless permitted by applicable federal, state and municipal laws, regulations, rules, ordinances, policies, codes of conduct, and other directives or standards regarding ethics and gift acceptance by the applicable federal, state or municipal employees. By accepting this offer, you verify that doing so complies with all laws, regulations, policies or other restrictions regarding ethics or gift acceptance that apply to you. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmfirstresponderappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
1.9% APR for 36 Months and 90 Day Payment Deferral for Well-Qualified Buyers When Financed w/ GM Financial*
Select 2023 GMC Acadia
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Deferred monthly payments for 90 days. Must finance with GM Financial. Down payment required at signing, if applicable. Offer not available in PA. Some customers may not qualify. Not available with lease and some other offers. 1.9% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $28.6 for every $1000 you finance. Average example down payment is 17.7%. Not available with leases and some other offers. Must take new retail delivery by 06/03/2024.
GM Military Offer*
Select 2023 GMC Acadia
- Take Retail Delivery By 01-02-2025
Offer Disclosure
*Eligible military personnel includes Active Duty members, Reservists, National Guard members, Veterans and Retirees of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmmilitaryappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
Purchase Allowance*
Select 2023 GMC Acadia
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Not available with special financing, lease and some other offers. Must take new retail delivery by 06/03/2024.
Current Buick GMC Lessee Loyalty Cash*
Select 2023 GMC Acadia
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Must show proof of a current lease through GM Financial of a 2019 model year or newer Buick or GMC vehicle at least 30 days prior to the new vehicle sale. Not available with special financing and some other offers.
Must take new retail delivery by 06/03/2024.
GM First Responder Offer*
Select 2023 GMC Canyon
- Courtesy Price: $53,960*
- Stock Number: 2230774
- Take Retail Delivery By 01-02-2025
Offer Disclosure
*Must be a current Firefighter, Police, EMT/Paramedic, or 911 Dispatcher. First Responders employed by federal, state or municipal governments may be subject to restrictions that limit their ability to accept this offer. Accordingly, this offer is void unless permitted by applicable federal, state and municipal laws, regulations, rules, ordinances, policies, codes of conduct, and other directives or standards regarding ethics and gift acceptance by the applicable federal, state or municipal employees. By accepting this offer, you verify that doing so complies with all laws, regulations, policies or other restrictions regarding ethics or gift acceptance that apply to you. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmfirstresponderappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
1.9% APR for 36 Months for Well-Qualified Buyers When Financed w/ GM Financial*
Select 2023 GMC Canyon
- Stock Number: 2230774
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*1.9% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $28.6 for every $1000 you finance. Average example down payment is 11.8%. Not available with leases and some other offers. Must take new retail delivery by 06/03/2024.
Eligible Lessee Cash Allowance*
Select 2023 GMC Canyon
- Courtesy Price: $53,960*
- Stock Number: 2230774
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Must show proof of a current lease of a 2019 model year or newer GM or non-GM passenger car or truck at least 30 days prior to the lease of a new GM vehicle through GM Financial. Customer remains responsible for current lease payments. Not available with some other offers. Must take new retail delivery by 06/03/2024.
GM Military Offer*
Select 2023 GMC Canyon
- Courtesy Price: $53,960*
- Stock Number: 2230774
- Take Retail Delivery By 01-02-2025
Offer Disclosure
*Eligible military personnel includes Active Duty members, Reservists, National Guard members, Veterans and Retirees of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard. Eligible participants are able to sponsor their spouse. At participating dealers only. Visit gmmilitaryappreciation.com for program eligibility details and for a list of eligible vehicles. Not available with some other offers. Must provide authorization number to participating dealer prior to or at time of vehicle delivery to receive offer. Must take new retail delivery by 01/02/2025.
Dealer Discount*
Select 2024 Buick Enclave
- Take Retail Delivery By 05-31-2024
Offer Disclosure
*Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
Bonus Cash*
Select 2024 Buick Enclave
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Not available with some other offers. Must take new retail delivery by 06/03/2024.
Purchase Allowance*
Select 2024 Buick Enclave
- Take Retail Delivery By 06-03-2024
Offer Disclosure
*Not available with special financing, lease and some other offers. Must take new retail delivery by 06/03/2024.
Very easy and courtesy vehicle transfer...
5
Very easy and courtesy vehicle transfer was great
Joshua S.
BROUSSARD
Great customer service! Very timely...
5
Great customer service! Very timely repair! 10/10 WOULD RECOMMEND!
Drake B.
BREAUX BRIDGE
Excellent attention to detail and very...
5
Excellent attention to detail and very nice staff. Accepted coupon as well. Great !!
Rob L.
LAFAYETTE
The experience went very well. The...
5
The experience went very well. The salesman was very professional and straight to the point.
Monique M.
DERIDDER
Bradley was a pleasure to work with
5
Bradley was a pleasure to work with
Spencer L.
YOUNGSVILLE
We are very happy with our second...
5
We are very happy with our second vehicle purchase with Courtesy. The salesman, Bradley, was respectful and courteous. He listen to us when we explain...
Steven L.
WELSH
Everything was excellent. Couldn't make...
5
Everything was excellent. Couldn't make our 7:30 appt due to weather issue's. They were able to fit us in @ 10:30 and we had our car back by 2:30. Eve...
Ronald U.
LAFAYETTE
Appreciate that you honor a military...
5
Appreciate that you honor a military discount.
Janet E.
LAFAYETTE